Summary

• CSHI focuses on T-bills with a small allocation to S&P 500 put option spreads, offering a 5.0% yield and low volatility.
• The ETF provides slightly higher income and risk than T-bills.
• Small losses can occur during particularly severe downturns. There have been small, temporary losses in the past; none lasted for more than a month.
• This idea was discussed in more depth with members of my private investing community, CEF/ETF Income Laboratory. Learn More »

Although rates on T-bills and assorted cash securities are down these past few years, they remain at reasonably good levels and much higher than they were during the 2010s. Cash ETFs remain solid investments, and the NEOS

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