Tien-Tsin Huang
JPMorgan Chase & Co, Research Division

All right. Thanks, everybody, for joining. We're a little late. Everything is running a little bit behind. So apologies for that. My name is Tien-Tsin Huang. I cover the payments and IT services sector at JPMorgan and always delighted to have BILL with us here.

Always look forward to having a good conversation with Rene Lacerte. So Rene is the Founder and CEO. We also have Rohini Jain in the audience here, the new CFO there. So thank you for being here. Rene.

René Lacerte
Founder, CEO & Chairperson of the Board

Well, thank you for having us. Always a good conversation. Like you said, both ways. So...

Tien-Tsin Huang
JPMorgan Chase & Co, Research Division

It's fun. I know you're coming a long way. So I thought we kick off what we learned a lot from your most recent call. Rene, I have been thinking about it a lot and how to be productive with this time that we have with you. So you called out this being a pivotal moment, right?

And you talked about the opportunity for the company that you founded, right, to make some serious changes and you've been busy with, right, focusing on profitability. I wrote down, right, investing, you got this AI workforce optimization. You got a lot of industry consolidation going on. You've announced a buyback, right?

And of course, there's been a lot of shareholder engagement and activism, too. So how are you personally organizing all of these things, Rene? I