Michael Mineer
President & CEO

Well, good afternoon to everyone. Welcome to First Guaranty Bancshares 2026 Annual Shareholder Meeting. This meeting is being recorded. We will upload to the Investor Relations page for anyone who cannot be here today. So ClearTrust, please start the recording.

I am Mike Mineer, the President and CEO of First Guaranty Bancshares, Inc. and First Guaranty Bank. I have the honor of kicking off today's meeting. We're hosting a hybrid meeting. Some shareholders will join us virtually and others in person, and all participants will have the ability to hear and see our presentation.

We would like to thank ClearTrust, our transfer agent, for assuming the responsibilities associated with serving as a registered transfer agent. For those attending virtually, if you need help at any time during this meeting, please call take a note to get a pencil if you need (813) 308-9980 and your access code is 675813. I suggest everyone take a moment to write this information down as we'll not revisit again during the presentation. And again, (813) 308-9980 with the access code 675813.

If you have already mailed in your proxies, there is no need to take any additional action at this time. However, if you have not and you are attending this session virtually, I encourage you to send in your proxy now. You may send your proxy to ballots to ClearTrust via fax at (813) 388-4549. You can directly and securely upload them to cleartrustonline.com/secure or e-mail a scan copy to inbox@cleartrusttransfer.com. Please do so within the next 5 minutes. For those here in person, you will have the opportunity to submit your proxy later in this meeting. Our standard