Operator

Thank you for standing by, and welcome to the First Merchants Corporation First Quarter 2026 Earnings Conference Call. Before we begin, management would like to remind you that today's call contains forward-looking statements with respect to the future performance and financial condition of First Merchants Corporation that involves risks and uncertainties. Further information is contained within the press release, which we encourage you to review. Additionally, management may refer to non-GAAP measures, which are intended to supplement, but not substitute for the most directly comparable GAAP measures.

The press release available on the website contains financial and other quantitative information to be discussed today as well as a reconciliation of GAAP to non-GAAP measures. As a reminder, today's call is being recorded. I would now like to turn the conference over to Mr. Mark Hardwick, CEO. Mr. Hardwick, you may begin.

Mark Hardwick
CEO & Director

Good morning, and welcome to First Merchants' First Quarter 2026 Conference Call. Thanks for the introduction and for covering the forward-looking statement on Page 2. We released our earnings yesterday after markets closed, and today's presentation materials are available via the link on Page 3 of the earnings release.

Turning to Slide 3, you'll see today's presenters