Christina Kao

All right. Good morning, everyone. I'm Christina Kao, Chair of the Board of RBB Bancorp. I'd like to welcome you and express thanks on behalf of the Board of Directors for your attendance today. Will the meeting please come to order.

Before moving to our formal agenda, I'd like to introduce our Board members and nominees who are present here by phone or presently here. Bob Franko, to the right, myself, Dr. James Kao, Johnny Lee, Joyce Wong, David Morris over here, Geraldine, Scott Polakoff by phone and Frank Wong over in the corner.

Mr. David Morris, you can be acting as Secretary of the meeting. Ms. Diana Hanson, over there has been appointed as an Inspector of Election. [ Crowe ] is present at the meeting?

Unknown Executive

En route.

Christina Kao

En route, okay, to be here shortly. And then Lynn Hopkins, CFO of the company. She'll be available during the Q&A period at the end of this meeting to answer any questions concerning the company's financial statements. At this time, I'd like to introduce Mr. Johnny Lee, President and CEO, who'll conduct all the rest of the matters of the business.

Johnny Lee
CEO, President & Director

Thank you, Christina. When you check in at the time of your arrival, you should have been handed an agenda that also contains rule of conduct and procedures, which you intend to follow. At this time, Mr. David Morris, Secretary of the Company will present proof of the due calling of the meeting. David?

David Morris

Thank you, Johnny. I present the following: A copy of the