Maria Caneman
Head of Investor Relations

Hello. Thank you all for joining. It's 2:00 here in Stockholm. So let's kick off. Welcome to our Q2 2026 pre-close call. I'm Maria Caneman, I'm Head of Investor Relations here at Swedbank. And as usual, this will be an audio-only Teams call, where you'll be able to unmute yourselves during the Q&A session. We would kindly ask you to remain muted unless you're about to ask a question. And of course, as per usual, this call is being recorded, and the script used for this call will be published on the Investor Relations website after the call.

So we will focus on events during the second quarter, relevant public data and macro trends in our markets. We'll go through macro indicators, P&L statements, some comments on capital. We would like to highlight that we will only answer questions related to already disclosed information as well as publicly available data. To start off, there is one more day in this quarter compared to the previous one, resulting in a positive impact on NII and NCI. So looking at average day count effects, this results in around SEK 60 million per day on NII and around SEK 20 million per day on AUM.

Starting on macro trends, FX movements, and this is as of end of last week, June 12. The Swedish krona had appreciated from end of March versus the dollar and the