Kevin Fischbeck
BofA Securities, Research Division

All right. Great. It's my pleasure to be kicking off the healthcare conference with UnitedHealth Group. With us today, we have Wayne DeVeydt, who's the CFO of the company. We have Ben Eklo, who's the CFO of Optum; and we have Tim Noel, who's the CEO of UnitedHealthcare. So I think you want to jump right into Q&A or do you have anything you want to start off with?

Wayne DeVeydt
Chief Financial Officer

No, look, I'll just make a couple of very, very brief comments. First quarter was a strong quarter for us, high-quality metrics, feeling very good about the turnaround and the actions we've been taking. The one thing that we said on the call was that you have to be respectful of trend in this current environment. And it was 2Q of last year when I think the industry really got a lot of surprises. And so for us, it's important to see how April and May evolves. We'll get a lot of the claims from Q1 actually paid in that window and understand with a little more clarity. But I would say that if the trends we saw in the first quarter were to continue, this will be a very strong year.

Kevin Fischbeck
BofA Securities, Research Division

Okay. Great. Maybe just starting off with kind of a theoretical question. Just I want to understand the mindset. I think everybody here in the room probably thinks that you're operating well below what your earnings potential is. And