Suleiman Barau

[Presentation]

Thank you. Good morning. Esteemed shareholders, proxies. Representatives of regulatory authorities, the Central Bank, the Nigeria Exchange, Nigeria Securities and Exchange Commission, the Nigerian Deposit Insurance Corporation and the Corporate Affairs Commission, our auditors, Ernst & Young, external consultant, Deloitte & Touche, observers, gentlemen of the press, ladies and gentlemen. It gives me great pleasure to give you all a very warm welcome to the fifth Annual General Meeting of our great company, Guaranty Trust Holding Company plc. I would like to draw attention to the register of shareholders of the company, which is available for inspection. I would also like to draw attention to the register of Directors' shareholding, which is available for inspection in compliance with Section 301 Cap 8 of the Companies and Allied Matters Act 2020.

I also draw attention to the register of directors' attendance of meetings, which is available for inspection pursuant to Section 284 Cap 2 of the Companies and Allied Matters Act 2020. In line with our tradition, I would like to commence proceedings at this meeting by introducing members of the Board as well as officers, representatives of the regulatory authorities and advisers of our company. I'd like to start by introducing directors of the company. We have Mr. Segun Agbaje, the Group CEO of our company.

J. K. Agbaje
Group MD, Group CEO & Director

Thank you, sir.

Suleiman Barau

We have Mrs. Catherine Echeozo, a Non-Executive Director of our company; Mr. Babatunde Soyoye, an Independent Non-Executive Director of our company; Mrs. Heidemarie Namia, an Independent Non-Executive Director of our company. Mr. Adebanji Adeniyi, and Executive Director of the company; and Mr. Erhi Obebeduo, the Company Secretary of our company. We have