Operator

Hello, and welcome to the Annual Meeting of Shareholders of Heritage Financial Corporation. Please note that today's meeting is being recorded. [Operator Instructions]

It is now my pleasure to turn today's meeting over to Brian Vance, Board Chair. Brian, the floor is yours.

Brian Vance
Independent Chairman

Thank you, Emily. Good morning, ladies and gentlemen. Welcome to the Virtual Annual Meeting of the Shareholders of Heritage Financial Corporation. I'm Brian Vance, Board Chair of Heritage. It's my pleasure to serve as Chair of this meeting.

Before I move to the business at hand, there are a few housekeeping items I will address related to today's virtual meeting. If you have not yet voted and wish to vote or if you wish to revoke a previously submitted proxy, you can click on the voting link contained within the information on the website. To vote your shares, you will need a unique control number provided on your proxy card. We've reserved time in the meeting later in the meeting for a question-and-answer session. You can submit questions at any time during the meeting by clicking the conversation chat button at the top of the screen. Please note your registered name will be announced along with the question. Non-shareholder guests are in a listen-only mode and will not be able to submit questions.

Please note that in the interest of all shareholders, we will only address those questions that are related to the matters that are being voted on at this annual meeting. We appreciate your understanding. For any general business questions