55 Years Of Average Monthly U.S. 30-Year Conventional Fixed Mortgage Rates
2026-05-21·via All Articles on Seeking Alpha
Summary
In the United States, when people talk about mortgages, they almost invariably are talking about the 30-year fixed-rate conventional mortgage.
The Federal Home Loan Mortgage Corporation (Freddie Mac) used to report monthly averages for mortgage rates from April 1971 forward, but discontinued the practice after December 2022.
The average 30-year fixed-rate conventional mortgage was 6.33% in April 2026.
Pavel Kot/iStock via Getty Images
In the United States, when people talk about mortgages, they almost invariably are talking about the 30-year fixed-rate conventional mortgage.
It wasn't always that way. In fact, it wasn't until the Housing Act of 1954 became
