Operator

Good morning, and welcome to Banco del Bajio's First Quarter 2026 Results Conference Call. My name is Sia, and I will be your coordinator today. [Operator Instructions].

Before we begin the call today, I would like to remind you that forward-looking statements made during today's conference call do not account for future economic circumstances, industry conditions, company performance and financial results. These statements are subject to a number of risks and uncertainties. Please note that this video conference is being recorded.

Joining us today from Banco del Bajio are Mr. Carlos De la Cerda, Executive Vice Chairman of the Board of Directors; Mr. Ivan Lomeli, Chief Executive Officer; Mr. Joaquin Dominguez, Chief Financial Officer; and Mr. Rodrigo Marimon, Investor Relations Officer. They will be available to answer your questions during the Q&A session.

For opening remarks and introductions, I would now like to turn the call over to Mr. Rodrigo Marimon. Mr. Marimon, you may begin.

Rodrigo Marimon Bernales

Good morning, everyone. Thank you for joining us to discuss BanBajio's results for the first quarter 2026. Today, we will review our quarterly performance, analyze key drivers and provide updates on our strategic execution. The industry data cited today throughout this presentation