Operator

Ladies and gentlemen, welcome to OTP Bank's First Quarter 2026 Results Conference Call. Please be advised that this event is being recorded. [Operator Instructions] At this point, I would like to hand over the floor to Mr. Laszlo Bencsik, Chief Financial and Strategic Officer. Laszlo, the stage is yours.

Laszlo Bencsik
Deputy CEO of Strategy & Finance Division and Chief Strategy & Finance Officer

Thank you. Good morning or good afternoon, depending where you are, and thank you for joining us today on OTP Group's 2026 First Quarter results conference call. You have the stock exchange report, the analyst tables and today presentation available on the website. And we are also broadcasting the slides as usual as part of this video call. As usual, I will make an attempt to summarize the main developments and events during the first quarter, and then we will open the floor for your very good usual questions.

So the first page has been pretty stable for a long number of years now, which I think is a good sign, by the way. I think it's quite good that the most important kind of headline features of OTP Group have not changed, and we don't intend to change those. So we are working hard to -- for these features to continue to dominate our performance. So I'm not going to elaborate too much