Hong Sung Han
Head of IR

Good afternoon. I am Han Hong Sung, Head of IR at Woori Financial Group. Thank you to everyone for taking the time to participate in today's earnings call for Woori Financial Group.

On today's call, we have the Group CFO, Kwak Seong-Min; Group CSO, Lee Jung-Soo; Group CDO, Oak Il-Jin; and the Group CRO, Park Jang-Geun. We will begin with the Group CFO, Kwak Seong-Min presenting on the earnings, followed by a Q&A session. Please also note that we're providing simultaneous interpretation during the call for the benefit of overseas investors.

With that said, let us start the presentation on the first quarter 2026 earnings for Woori Financial Group.

Seong-Min Kwak
Deputy President & CFO

Good afternoon. This is Kwak Seong-Min, the CFO of Woori Financial Group. Allow me to present on the earnings results for Woori Financial Group for the first quarter of 2026. And please turn to Page 2 of the material, which is available on our website.

The group's Q1 2026 net income was KRW 603.8 billion coming in flat year-over-year driven by solid growth from Corporate Finance, particularly from the advanced strategic industry sector and 5 consecutive quarter uptrend in the bank's NIM, interest income displayed steady growth. At