Operator

Good day, and thank you for standing by. Welcome to the First Quarter 2026 Ally Financial Earnings Conference Call. [Operator Instructions] Please be advised that today's conference is being recorded.

I'd now like to hand the conference over to Sean Leary, Chief Financial Planning and Investor Relations Officer. Please go ahead.

Sean Leary
Chief Financial Planning & Investor Relations Officer

Thank you, Liz. Good morning, and welcome to Ally Financial's First Quarter 2026 Earnings Call. This morning, our CEO, Michael Rhodes; and our CFO, Russ Hutchinson, will review Ally's results before taking questions. The presentation we'll reference can be found on the Investor Relations section of our website, ally.com.

Forward-looking statements and risk factor language governing today's call are on Page 2. GAAP and non-GAAP measures pertaining to our operating performance and capital results are on Page 3. As a reminder, non-GAAP or core metrics are supplemental to and not a substitute for U.S. GAAP measures. Definitions and reconciliations can be found in the appendix.

And with that, I'll turn the call over to Michael.

Michael Rhodes
CEO & Director

Thank you, Sean, and good morning, everyone. I appreciate you joining us today for our first quarter earnings call. In the last update, I noted