Operator

Ladies and gentlemen, good day, and welcome to the Axis Bank conference call to discuss the bank's financial results for the quarter ended as on 31st March 2026. Participation in the conference call is by invitation only. Axis Bank reserves the right to block access to any person to whom an invitation has not been sent. Unauthorized dissemination of the contents of the proceeding of the call is strictly prohibited and prior explicit permission and written approval of Axis Bank is imperative.

[Operator Instructions] Please note that this conference is being recorded.

On behalf of Axis Bank, I once again welcome all the participants to the conference call. I now hand the conference over to Mr. Amitabh Chaudhry, MD and CEO. Thank you, and over to you, sir.

Amitabh Chaudhry
MD, CEO & Executive Director

Thank you, Sagar. We welcome you all to a discussion on Axis Bank's financial results for the quarter and financial year ended March 2026. We have on the call, apart from Puneet, our Executive Directors, Subrat Mohanty, Munish Sharda and Neeraj Gambhir and other members of the leadership team.

Financial year 2026 unfolded against a complex and uncertain global macroeconomic backdrop. Elevated geopolitical tensions, including tariff issues and lately the West Asia conflict continue to disrupt global supply chains, influence capital flows and add volatility to