Operator

Thank you for standing by. My name is Kate, and I will be your conference operator today. At this time, I would like to welcome everyone to the First Bank Earnings Conference Call First Quarter 2026. [Operator Instructions]

I would now like to turn the call over to Patrick Ryan, President and CEO. Please go ahead.

Patrick Ryan
President, CEO & Director

Thank you. I'd like to welcome everyone today to First Bank's First Quarter 2026 Earnings Call. I'm joined by Andrew Hibshman, our CFO; Darleen Gillespie, our Chief Retail Banking Officer; and Peter Cahill, our Chief Lending Officer. Before we begin, Andrew will read the safe harbor statement.

Andrew Hibshman
Executive VP, Treasurer & CFO

The following discussion may contain forward-looking statements concerning the financial condition, results of operations and business of First Bank. We caution that such statements are subject to a number of uncertainties, and actual results could differ materially, and therefore, you should not place undue reliance on any forward-looking statements we make. We may not update any forward-looking statements we make today for future events or developments.

Information about risks and uncertainties are described under Item 1A Risk Factors in our annual report on Form 10-K for the year ended December 31, 2025, filed with the FDIC.

Pat, back to you.

Patrick Ryan
President, CEO & Director

Thank you, Andrew. Earnings