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Potential $5,000 Monthly Income - 12 Investments To Buy A...
Financially Free Investor · 2026-04-11 · via All Articles on Seeking Alpha

Summary

  • We present a diversified, hands-off portfolio of 12 positions (6 ETFs, 5 CEFs, and 1 mutual fund) targeting retirees and pre-retirees.
  • The portfolio aims for a 6% income yield with 6%+ dividend growth, broad sector and asset class diversification, and market-matching growth.
  • Annual rebalancing is recommended; the portfolio is designed for simplicity, resilience across cycles, and suitability for both income withdrawal and reinvestment.
  • Looking for a portfolio of ideas like this one? Members of High Income DIY Portfolios get exclusive access to our subscriber-only portfolios. Learn More »
Mutual fund portfolio provides high return investment. Percentage income to pay for expenses, include pension and inflation. Opportunities to increase equity revenue. Manage money to maximize interest.

Suriya Phosri/iStock via Getty Images

Introduction

The most important guiding principle in the selection of the securities for this portfolio is our intent to hold them for the long term. As the title suggests, we intend to hold them for at least

Analyst’s Disclosure: I/we have a beneficial long position in the shares of ABT, ABBV, CI, JNJ, PFE, NVS, NVO, AZN, UNH, CL, CLX, UL, NSRGY, PG, TSN, ADM, BTI, MO, PM, KO, PEP, EXC, D, DEA, DEO, ENB, MCD, BAC, PRU, UPS, WMT, WBA, CVS, LOW, AAPL, IBM, CSCO, MSFT, INTC, T, VZ, CVX, XOM, VLO, ABB, ITW, MMM, LMT, LYB, RIO, O, NNN, WPC, ARCC, ARDC, AWF, CII, TLT either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

Disclaimer: The information presented in this article is for informational purposes only and in no way should be construed as financial advice or a recommendation to buy or sell any stock. The author is not a financial advisor. Please always do further research and do your own due diligence before making any investments. Every effort has been made to present the data/information accurately; however, the author does not claim 100% accuracy. The stock portfolios presented here are model portfolios for demonstration purposes. For the complete list of our LONG positions, please see our profile on Seeking Alpha.

Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.