John Fitzgerald
President, CEO & Director

All right. Good morning, everyone, and welcome to Kingsway's 2026 Investor Day. Thank you for joining us here at the New York Stock Exchange on a beautiful summerish day. And also thank you to everyone joining us via webcast. My name is JT Fitzgerald. I'm the CEO and President of Kingsway. And as approved at our AGM this morning, tomorrow morning will be known as the Kingsway Corporation and trading under the ticker KWY, which is exciting. So we'll come back to that a little later.

Excited for a great day. 2 years ago, we stood here in this room, and we shared our vision for a unique model to compound capital. Last year, we showed you the operating system that we built to execute it, and today is about proof, tangible evidence that the vision is becoming reality. I'm excited to share where we are, where we're going and also to introduce you to two of our operator CEOs, who are going to walk you through how the model works at the ground level.

Before we dive in, the usual reminder, some of what we'll cover today is forward-looking and includes non-GAAP measures. These statements reflect our expectations based on what we would know today, and they involve risks and uncertainties that could cause actual results to differ from what we project. Please refer to our filings with the SEC, including the risk factors in our 2025 annual report on Form 10-K for a full discussion. And I'll let you read the detailed safe harbor language on this slide at