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Upstart Holdings, Inc. (UPST) Q1 2026 Earnings Call Transcript
2026-05-06 · via All Articles on Seeking Alpha

Q1: 2026-05-05 Earnings Summary

EPS of $0.31 misses by $0.12

 | 

Revenue of

$308.21M

(44.45% Y/Y)

beats by $7.36M

Upstart Holdings, Inc. (UPST) Q1 2026 Earnings Call May 5, 2026 4:30 PM EDT

Company Participants

Sonya Banerjee - Head of Investor Relations
Paul Gu - CEO & Director
Andrea Blankmeyer - Chief Financial Officer

Conference Call Participants

Mihir Bhatia - BofA Securities, Research Division
Kyle Peterson - Needham & Company, LLC, Research Division
Simon Alistair Clinch - Rothschild & Co Redburn, Research Division
Dan Dolev - Mizuho Securities USA LLC, Research Division
Peter Christiansen - Citigroup Inc., Research Division
James Faucette - Morgan Stanley, Research Division
William Nance - Goldman Sachs Group, Inc., Research Division
John Hecht - Jefferies LLC, Research Division
Patrick Moley - Piper Sandler & Co., Research Division
Vincent Caintic - BTIG, LLC, Research Division
Giuliano Anderes-Bologna - Compass Point Research & Trading, LLC, Research Division
Robert Wildhack - Autonomous Research US LP
David Scharf - Citizens JMP Securities, LLC, Research Division

Presentation

Operator

Good afternoon, and welcome to the Upstart First Quarter 2026 Earnings Call. [Operator Instructions] As a reminder, this conference call is being recorded.

I would now like to turn the call over to Sonya Banerjee, Head of Investor Relations. Sonya, please go ahead.

Sonya Banerjee
Head of Investor Relations

Thank you. Welcome to the Upstart Earnings Call for the First Quarter of 2026. Joining me today are Paul Gu, our Co-Founder and CEO; and Andrea Blankmeyer, our CFO.

During today's call, we will make forward-looking statements, which include statements about our outlook and business strategy. These statements are based on our expectations and beliefs as of today, which are subject to a variety of risks, uncertainties and assumptions and should not be viewed as a guarantee of future performance. Actual results may differ materially as a result of various risk factors that have been described in our SEC filings. We assume no obligation to update any forward-looking statements as a result of new information or future events, except as required by law. Our

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