Operator

Good morning, everyone. Welcome to Exchange Income Corporation's First Quarter Conference Call to discuss the financial results for the 3 months ended March 31, 2026. The Corporation's results, including the MD&A and financial statements, were issued on May 11, 2026, and are currently available via the company's website or SEDAR+.

Before turning the call over to management, listeners are cautioned that today's presentation and responses to questions may contain forward-looking statements within the meaning of the safe harbor provisions of Canadian provincial securities laws. Forward-looking statements involve risks and uncertainties, and undue reliance should not be placed on such statements. Certain material factors or assumptions are applied in making forward-looking statements, and actual results may differ materially from those expressed or implied in such statements.

For additional information about factors that may cause actual results to differ materially from expectations and about material factors or assumptions applied in making forward-looking statements, please consult the quarterly and annual MD&A and the Risk Factors section of the Annual Information Form and EIC's other filings with Canadian securities regulators. Except as