Operator

Good afternoon, everyone, and welcome to Associated Banc-Corp's First Quarter 2026 Earnings Conference Call. My name is Kevin, and I'll be your operator today.

[Operator Instructions]

A copy of the slides that will be referred to during today's call are available on the company's website at investor.associatedbank.com.

As a reminder, this conference call is being recorded. As outlined on Slide 2, during the course of the discussion today, management may make statements that constitute projections, expectations, beliefs or similar forward-looking statements. Associated actual results could differ materially from the results anticipated or projected in any such forward-looking statements.

Additional detailed information concerning the important factors that could cause Associated's actual results to differ materially from the information discussed today is readily available on the SEC website and in the Risk Factors section of Associated's most recent Form 10-K and subsequent SEC filings.

These factors are incorporated herein by reference. For a reconciliation of the non-GAAP financial measures to the GAAP financial measures mentioned in this conference call, please refer to Pages 28 and 29 of the slide presentation and to Page 9 of the press release financial tables. Following today's presentation, instructions will be given for the question-and-answer session.

At this time, I'd like to turn