Mahmood Khimji

Good afternoon. I am Mahmood Khimji, Chairman of Sagicor Financial Company Limited. Welcome to the 2026 Annual and Special Meeting of Shareholders. The meeting is held in a hybrid format, both in person and live via webcast.

I'll now ask the Corporate Secretary, Althea Hazzard, to share today's agenda and procedures.

Althea Hazzard
Executive VP, General Counsel & Corporate Secretary

Good afternoon. Please set your phone to silent if you have not already done so. The Annual and Special Meeting of Shareholders will start with the Chairman's opening remarks, followed by a financial overview from the President and CEO, Andre Mousseau. Next, each business item will be voted on and discussed as needed. Afterwards, voting closes and a shareholder Q&A session begins.

The Chair will report voting results at the end of the meeting. If you are a registered shareholder or a proxy holder attending virtually, you can submit comments or questions via the messaging platform and vote using the electronic ballot, which is now available. Please submit your comments or your questions in advance of the Q&A session.

Voting for the virtual meeting. If you are a registered shareholder attending virtually and you haven't given your voting instructions, you can vote your shares at any point during the meeting's formal business by using the electronic ballot displayed on your screen. Proxy holders of record participating virtually may also cast their vote in the same way. The polls will stay open until right before the end of the formal business portion. If you have already voted your shares before