Operator

Good day, and welcome to the Community Financial System, Inc.'s First Quarter 2026 Earnings Conference Call.

[Operator Instructions] Please note that this event is being recorded and the discussion may contain forward-looking statements within the provision of the Private Securities Litigation Reform Act of 1995 that are based on the current expectations, estimates and projections and about the industry, markets and economic environment in which the company operates.

These statements involve risks and uncertainties that could cause actual results to differ materially from the results discussed. Refer to the company's SEC filings, including the Risk Factors section for more details.

Discussion may also include reference to certain non-GAAP financial measures. Reconciliation of these non-GAAP measures to the most directly comparable GAAP measures can be found in the company's earnings release.

I would now like to turn the conference over to Dimitar Karaivanov, President and CEO. Please go ahead.

Dimitar Karaivanov
President, CEO & Director

Good morning, everyone. I would like to first highlight a very recent recognition our company received. Last week, we were named CenterState CEO Business of the Year with over 50 employees here in Central New York. This is one of the most prominent recognitions in Central New York. I believe it is a great illustration of the activity, commitment, visibility, investment and impact we're having and the results we're about to discuss come in no small part due to all of the above.