Operator

Hello, and welcome to the 2026 First Hawaiian, Inc. Annual Meeting of Stockholders. Please note that this meeting is being recorded. [Operator Instructions]

Robert Harrison
Chairman of the Board, President & CEO

[Foreign Language] and good morning, everyone. I am Bob Harrison, Chairman, President and CEO of First Hawaiian, Inc. It's my pleasure to welcome you, and thank you for attending our Annual Meeting of Stockholders. The meeting is now called to order.

Each of you should have already have received a copy of the proxy materials and/or a notice of availability of proxy materials. Copy of our proxy materials are available online at http://proxy.fhb.com and a link to our proxy materials is on the top right of your screen on this virtual annual meeting site.

The agenda and rules of conduct for today's meeting are available and can be viewed at our virtual meeting site by clicking on the documents tab at the top right of your screen. Should you have any questions that you would like to ask or comments that you would like to make? Or should you have any questions for the company's auditors? You may submit those questions or comments at any time by clicking on the Questions box to the right of your screen, typing your question or comment into the text box and then click in to submit button.

Please note that in the interest of all stockholders, we will only address those questions that are relevant to the business of this meeting.

I've received an affidavit from the Secretary that the proxy materials and or notice of availability of proxy materials were mailed on or