D. Williams

Good morning, and welcome to the 2026 Annual Meeting of Stockholders of Primerica. I am Rick Williams, Chairman of the Board. I now call this meeting to order. I would like to introduce Ms. Katherine Smith, who the Board has appointed to act as our Inspector of Elections.

Unknown Attendee

Good morning, and thank you, Mr. Williams.

D. Williams

At this time, I would like to recognize our directors who are joining us by phone today: John Addison, CEO of Addison Leadership Group and former Co-Chief Executive Officer; Joel Babbit, Co-Founder and Chief Executive Officer of Narrative Content Group; Amber Cottle, VP of Government Affairs of Genentech Inc.; Cynthia Day, the President and CEO of Citizens Bancshares Corporation and Citizens Trust Bank; Sanjeev Dheer, Founder and Chief Executive Officer of CENTRL Inc.; Glenn Williams, the company's Chief Executive Officer; Darryl Wilson, Founder, Chairman and President of the Wilson Collective; Barbara Yastine, former Chairman and CEO of Ally Bank.

Two of our directors, Gary Crittenden and Beatriz Perez have chosen not to stand for reelection. Each of them advised the Board that their decision is not related to any differences or disagreement within the company, the Board, management of the company's operations, policies or practices. Mr. Crittenden has served as a Director since 5/2013; and Ms. Perez has served as a Director since May 2014. We thank them for their years of distinguished service and contributions to the Board.

The Corporate Governance Committee has commenced a search to fill these two vacancies with qualified candidates who will add background skills, experiences to our Board that will