Tien-Tsin Huang
JPMorgan Chase & Co, Research Division

Thanks, everybody, for joining. My name is Tien-Tsin Huang, I follow the Payments and IT Services Sector at JPMorgan. Really excited to have Corpay back. Peter Walker, CFO. My first time having him at the conference. So super excited to have him here. Thank you for being here.

Peter Walker
Chief Financial Officer

Great to be here with you.

Tien-Tsin Huang
JPMorgan Chase & Co, Research Division

So we'll do a fireside chat. I put together a bunch of questions. I think, if there are any questions in the portal or from the audience, we'll take those as well. But again, I appreciate the time.

Tien-Tsin Huang
JPMorgan Chase & Co, Research Division

I thought we'd just start, if that's okay, Peter, with the obligatory macro question and what you're seeing on the ground? How healthy are SMBs? What are you seeing in terms of activity? Maybe start with that, if that's okay.

Peter Walker
Chief Financial Officer

Yes, happy to. So maybe talk about it in 2 ways. One, fundamentals in the business and then what we're seeing in the overall macro environment. So the fundamental business trends are strong. We reported 11% organic growth for the quarter. It's our fourth consecutive quarter of 11% organic growth. So really thrilled about that. We actually came out of the gate stronger than we expected, as we expected originally for a lower organic growth for the quarter.

Revenue retention is 93.5%, now including cross-border, so also really strong, and 24% sales growth year-over-year. So we are really