Alm. Brand A/S (ABDBY) Q1 2026 Earnings Call April 28, 2026 5:00 AM EDT
Company Participants
Andreas Madsen - CEO & Member of Executive Board
Mads Thinggaard - Head of Investor Relations
Conference Call Participants
Asbjørn Mørk - Danske Bank A/S, Research Division
Martin Birk - SEB, Research Division
Mathias Nielsen - Nordea Markets, Research Division
Simon Skaland Brun - ABG Sundal Collier Holding ASA, Research Division
Youdish Chicooree
Presentation
Operator
Ladies and gentlemen, thank you for joining us, and welcome to the Alm. Brand First Quarter 2026 Earnings Call. [Operator Instructions]
I will now hand the conference over to Andreas Ruben Madsen, CEO at Alm. Brand. Please go ahead.
Andreas Madsen
CEO & Member of Executive Board
Good morning, and thank you for joining us on our conference call. I'm Andreas Ruben Madsen, the CEO of Alm. Brand Group since March 1 this year. And as usual, I have with me our Head of IR, Mads Thinggaard. This morning, we published our interim report for the first quarter of '26, and I will now walk you through the presentation of our results.
Let's now look at the highlights from my first quarter as CEO. Please turn to Slide 2 for some of the headlines regarding our business in the first month of the year. I'm pleased with the overall financial performance in a very satisfactory Q1 with strong underlying improvement in the claims ratio. Growth in Personal Lines faded somewhat in Q1 '26 from a double-digit level in Q4 '25. This was as expected due to the year-on-year effects from last year's repricing fading out. Growth of over 6% during Q1 in private line, does, however, indicate that we are continuing to take market shares in this market.
In Commercial Lines, we experienced a decline in the top line revenue as a result
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