Operator

Good day, and welcome to the Ameris Bancorp First Quarter Conference Call. [Operator Instructions] Please note, this event is being recorded.

I would now like to turn the conference over to Nicole Stokes, Chief Financial Officer. Please go ahead.

Nicole Stokes
Corporate Executive VP & CFO

Thank you, Bailey, and thank you to all who joined our call today. During the call, we will be referencing the press release and the financial highlights that are available on the Investor Relations section of our website at amerisbank.com. I'm joined today with Palmer Proctor, our CEO; and Doug Strange, our Chief Credit Officer.

Palmer will begin with some opening comments, and then I will discuss the details of our financial results before we open up for Q&A.

But before we begin, I'll remind you that our comments may include forward-looking statements. These statements are subject to risks and uncertainties. The actual results could vary materially. We list some of the factors that might cause results to differ in our press release and in our SEC filings, which are available on our website. We do not assume any obligation to update any forward-looking statements as a result of new information, early developments or otherwise, except as required by law. Also during the call, we will discuss certain non-GAAP financial measures in reference to our performance. You can see our