Summary

• SoFi Technologies delivered strong double-digit top- and bottom-line growth, with 14.7 million members and 38% CAGR in membership.
• Despite a recent 15% post-earnings sell-off, SOFI's consistent earnings beats and management's insider buying reinforce my bullish conviction.
• The fintech's 'everything app' strategy and projected 18% market CAGR through 2034 present substantial long-term tailwinds.
• I rate SOFI a Strong Buy, citing undervaluation, premium margins, resilient growth, and no structural issues at current levels.

Sure enough, SoFi Technologies, Inc. (SOFI) had a volatile year. The stock is down 39% year to date but still up on a yearly basis by 29%.

Just a few days ago, the company posted

1.69K Followers

Analyst’s Disclosure: I/we have a beneficial long position in the shares of SOFI either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article.

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