Operator

Hello, and welcome to the Financial Institutions, Incorporated First Quarter 2026 Earnings Call. My name is Josh, and I will be the moderator for today's call. [Operator Instructions]

At this time, I would like to introduce your host, Marty Birmingham. You may proceed, Marty.

Kate Croft
Director of Investor & External Relations

Thank you for joining us for today's call. Providing prepared comments will be President and CEO, Marty Birmingham; and CFO, Jack Plants. They will be joined by additional members of the company's leadership team during the question-and-answer session.

Today's prepared comments and Q&A will include forward-looking statements. Actual results may differ materially from forward-looking statements due to a variety of risks, uncertainties and other factors. We refer you to yesterday's earnings release and investor presentation as well as historical SEC filings, which are available on our Investor Relations website for our safe harbor description and a detailed discussion of the risk factors relating to forward-looking statements.

We will also discuss certain non-GAAP financial measures intended to supplement and not substitute for comparable GAAP measures. Non-GAAP to GAAP reconciliations can be found in the earnings release filed as an exhibit to Form 8-K or in our latest investor presentation available on our IR website, www.fisi-investors.com.

Please note, this call includes information that may only be accurate as of today's date, April 24, 2026.

I will now turn the call over to President and CEO, Marty Birmingham.

Martin Birmingham
President, CEO & Director

Thank