The bank account balances of Chime users suggest the US middle-class consumer remains resilient amid macro and geopolitical uncertainty, said Chris Britt, the fintech company’s co-founder and CEO.

Speaking Wednesday at Semafor World Economy in Washington, DC, Britt said the company has seen a high volume of tax-refund deposits but no uptick in unemployment checks landing. He said spending on fuel rose by a double-digit percentage month over month from February to March as the Iran war spiked prices, but consumers seem to be taking it in their stride.

“We’re seeing a nice mix of both non-discretionary and discretionary spending that’s been up,” Britt said. “We’re seeing savings account balances that also are up, year over year. Overall we see a very healthy consumer.”