Replit is deepening its enterprise push: The vibe coding platform is partnering with Visa Inc. to embed payment infrastructure alongside its software development tools, a move that positions Replit at the intersection of AI-native development and agentic commerce.

The Foster City, California-based company announced this week that Visa has made a strategic investment in Replit, and the two companies are collaborating to integrate Visa Intelligent Commerce capabilities into the Replit development environment. The partnership gives developers access to core payment building blocks — including tokenization, authentication, wallet management, and payment instructions — natively within their agent-building workflows, a Visa spokesperson tells The New Stack. The amount of the investment was not disclosed.

The partnership gives developers access to core payment building blocks — including tokenization, authentication, wallet management, and payment instructions — natively within their agent-building workflows

“The next generation of builders and companies is emerging within ecosystems like Replit has developed,” says Rubail Birwadker, SVP, Head of Growth Products and Partnerships at Visa, in a statement. “Our investment and partnership reflect a shared view that card payments should be native, secure and integrated directly into those experiences from the start, so developers can easily build commerce into applications and agents from day one.”

This is not so much a new product launch as a new developer context for existing Visa infrastructure, Visa says.

According to the companies, the integration embeds Visa’s existing payment primitives into Replit’s environment, enabling applications and AI agents to support transactions natively as they are built, rather than bolting on payment capabilities after the fact.

An identity layer for AI agents

Central to the partnership is Visa’s Trusted Agent Protocol registry, which functions as a cryptographic identity layer for AI agents. In practice, it operates as a public key distribution system: agents register their identity and publish keys used for signature verification. Merchants and infrastructure providers can then verify an agent’s identity and intent in real time, enabling them to distinguish between trusted agents acting on behalf of users and unknown or potentially malicious automation, Visa tells The New Stack.

For an agent to be considered “Visa-trusted,” it must complete Visa’s onboarding, approval, and certification processes. Replit is exploring how agents built on its platform can join the registry.

For an agent to be considered “Visa-trusted,” it must complete Visa’s onboarding, approval, and certification processes. Replit is exploring how agents built on its platform can join the registry, enabling them to transact with merchant and service endpoints on behalf of consumers.

The companies are also conducting early exploration of machine-to-machine payment flows, initially focused on low-value, high-frequency transactions between services or agents, a Visa spokesperson says. Security is framed around user consent, authentication, and spending controls; verified agent identity via the Trusted Agent Protocol; and controlled execution within defined transaction guardrails.

On liability, the companies say existing chargeback and dispute frameworks will continue to apply, though those frameworks may evolve over time as agent-driven payment models mature.

Visa as internal proof point

Visa’s investment comes with an internal proof point: More than 1,000 Visa employees are already using the Replit platform, primarily for prototyping and development.

Use cases include internal tooling, experimental applications, AI prototyping and product exploration, and rapid iteration of new concepts without heavy infrastructure overhead. Within Visa’s environment, the platform operates under strict governance as a prototyping tool — payment data, credentials, and production systems are restricted from use.

That positions Replit as both a partner platform and a demonstration of how AI-driven development can accelerate innovation at a large enterprise. Amjad Masad, CEO and founder of Replit, cites the Visa relationship as validation of the company’s broader enterprise trajectory.

“Over the last few months, our enterprise traction has been growing, and Visa coming on board underscores our mission of making coding available to anyone in a secure and robust manner.”

“Over the last few months, our enterprise traction has been growing, and Visa coming on board underscores our mission of making coding available to anyone in a secure and robust manner,” Masad says in a statement. “Our continued customer and partner additions in the enterprise, coupled with our new self-serve program, bring us closer to a world where any team can go from idea to production-ready software quickly and securely.”

Self-serve enterprise and a partner ecosystem

Beyond the Visa deal, Replit announced self-serve enterprise access, allowing organizations to purchase Replit Enterprise directly for contract values up to $200,000 without sales engagement. Customers receive enterprise-grade compliance and controls — SSO via SAML, SCIM directory sync, role-based access control, audit logs, and SOC-2 compliance — along with a dedicated account manager from day one.

“We designed self-serve because the enterprise tools should work the same way our consumer product does: You show up, you start building, and the platform gets out of the way,” Masad notes.

Replit also unveiled its Solution Partner Program, with founding partners Accenture, Slalom, and Hexaware. The program is aimed at helping large organizations adopt and scale AI-powered software development, connect Replit to existing enterprise systems, and meet internal security and compliance requirements.

It extends Replit’s existing technology integrations with Google, Microsoft, Databricks, and Stripe by adding a services layer that supports enterprise deployment at scale.

Replit counts Atlassian, Adobe, Databricks, and Okta among its enterprise customers, and says it has users in 85% of the Fortune 500.

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