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Crypto Payments Are Back. Will Merchants Actually Care This Time? B2B’s New Battlefield Is Everything Before the Button Amazon Targets the GLP-1 Gap Big Pharma Left Open LendingClub Signals Expanded Capabilities With Happen Bank Rebrand Congress Moves to Give FinTechs Direct Fed Payment Access Microsoft Tests Mythos to Identify and Mitigate Vulnerabilities United Airlines Hikes Fares as Fuel Costs Surge OpenAI Images 2.0 Is a Real Leap With a Real Price Tag Morgan Stanley Says Gaming Could Score $22 Billion With AI FTC Shuts Down Alleged Healthcare Fraud Scheme Sam’s Club Offers eCommerce Shoppers Hour-or-Less Deliveries FinTechs Cut Staff as AI and Margins Redefine Growth JPMorganChase Extends Critical Industries Investment Program to Continental Europe OpenAI Lands $75 Million Investment From Robinhood Ventures House Bill Would Reduce Small Lenders’ Reporting Requirements Coinbase Lists tGBP to Expand Locally-Denominated Stablecoin Access BNY Names New Head for Payments/Trade Client Platform KnowBe4 Automates Global Cash Flow Via Flywire Partnership Treasury Calls for Programmable Financial Enforcement Across Crypto DeepSeek Seeks $20 Billion Valuation as Tech Giants Weigh Investment Google Accelerates Agentic AI Shift With New Enterprise Platform OpenAI Begins Briefing Governments on Cybersecurity Capabilities DeFi Security Suffers New Blow With $3 Million Volo Exploit Uninvited Users Access Anthropic’s Mythos AI Model Block and Uber Expand Partnership Across Several Global Markets OpenAI Pledges $1.5 Billion to PE Enterprise AI Project Podcast: Inside the $9 Billion DeFi Hack That’s Shaking Crypto’s Foundations Synchrony CFO Flags Momentum in Spending and Credit Banks Risk Slowing the Emerging Middle Market Firms Driving Growth Paysafe Expands Digital Wallet Availability Across 18 European Markets Bad Data Can Break Good AI in Payments 50% More Digital Shopping Days Put Parents at the Center of Retail’s Shift 65% Call Insurance Essential. Why Most Spending Isn’t So Clear-Cut Amazon Recasts Marketplace Fraud as a Broader Trust Problem Capital One’s Q1 Shifts Attention From Spending to Strategy Lawmakers Question JetBlue About Surveillance Pricing Allegations Payments Modernization Is Insurance’s Next Big Margin Engine How Visa Is Rewiring Bank Infrastructure for the AI Era Instant Payments Grow but the Real Barrier Is Human The Old-School Card Product Banks May Need Most 43% of SMBs Would Pay to Make Purchases in Installments The Real AI Edge in Payments Comes From Better Judgment In the Age of Agentic AI, Data Control Is Power Verizon’s Dan Schulman Tells CEOs to Be Open About AI Job Cuts Walmart Eyes Stores as Warehouse Space for Same-Day Delivery France’s CB Payments Network Aims to Take on Visa/Mastercard in EU QVC Was TikTok Shop Before TikTok Shop Loop Raises $95 Million to Bridge Supply Chain Data Gap Cursor Eyes $50 Billion Valuation as AI Coding Demand Surges Commercial Lending Rescues Regional Banks From Consumer Slowdown Anthropic and White House Aim to Make Peace in Friday Meeting Home Depot Buys SIMPL Automation to Support Same-Day Delivery The Riskiest Words in B2B: This Is How We’ve Always Done It France Urges Euro Stablecoins to Break Dollar Dependency Importers Prep for Monday Opening of Tariff Refund Portal Permitting Hurdles and Labor Shortages Threaten AI Data Center Timelines Token Freezes Force CFOs to Rethink Stablecoin Risk X Money Tests Whether Social Commerce Can Hold Consumer Deposits Anthropic Briefs EU Regulators on Mythos Cybersecurity Concerns Welcome to Vibe Ordering, ChatGPT Is Taking Your Order Now Nvidia Says AI Can Finally Make Quantum Computing Work QVC Files Chapter 11 to Slash Debt and Pursue Growth Uber Eats Lets Customers Return Their Retail Purchases Financial Officials Sound Alarm About Anthropic’s Banking Risk 71% of Billion-Dollar Firms Face Agent Identity Threats What If Clearing Had Its Stripe Moment? 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ElevenLabs Opened a Music Store While Taylor Swift Lawyered Up
PYMNTS · 2026-05-01 · via PYMNTS.com

By  |  April 30, 2026

 | 

ElevenLabs, AI, music

Generative artificial intelligence (AI) changed the economics of music fast. The harder questions about authorship, ownership, what a song is worth and who it belongs to are still unanswered. ElevenLabs built a platform anyway.

The voice AI company, valued at $11 billion after a $500 million Series C in February, relaunched Eleven Music as a consumer platform for AI music. Billboard reported that users can now stream, create and remix music directly on the platform. A free tier covers seven songs per day; a Pro tier at $9.99 per month raises that ceiling to 500 tracks monthly.

The relaunch marks a pivot. When ElevenLabs first launched Eleven Music in August, it was a production library tool aimed at brands, agencies and studios. Now it’s going after consumers.

From Tool to Platform: Controlling the Full Stack

Suno and Udio, two popular AI music generators, let users make songs. Eleven Music is trying to do something structurally different: wrap generation, distribution and revenue into one closed loop. The platform opens with a catalog of more than 4,000 independent and emerging artists, built to surface music outside mainstream recommendation algorithms. From there, users can take any track and shift its genre, tempo or style through a remix prompt. Those who want to start from scratch can build a composition from a lyric, mood or melody and publish it directly to the platform.

Monetization is the pitch. ElevenLabs has already paid out over $11 million to creators through its voice library, and it’s applying a similar model to music. Royalties are tied to listener engagement and platform revenue, as OfficeChai noted. The specific payout structure for the revamped consumer platform hasn’t been disclosed, but Billboard reported that under the original 2025 licensing deals with Kobalt and Merlin, artists received a pro-rata share of a royalty pool weighted by how popular their songs were on other digital platforms. Whether that carries over is unconfirmed.

Supply Becomes Infinite

The launch arrives as AI music tools have made recorded audio a commodity. Eleven Music holds licensing deals with Kobalt and Merlin, two independent music rights organizations, as Billboard reported. The licensing posture is a direct response to the legal backlash that reshaped the sector.

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As Bloomberg reported, Sony Music, Universal Music Group and Warner Records sued both Suno and Udio in 2024 over the use of copyrighted recordings in their training data. Most of those cases have since been settled, with Suno reaching a licensing deal with Warner Music Group late last year. ElevenLabs says its model was trained on cleared content from the start.

ElevenLabs is pushing into enterprise licensing deals and artist partnerships on the strength of that position. When a platform can generate a commercially cleared track in seconds, the scarce resource in music stops being production and becomes trust: that a song is authentic, that an artist is real, that a voice belongs to the person it sounds like.

Artists Lock Down What AI Can Copy

Taylor Swift’s company TAS Rights Management filed three trademark applications with the U.S. Patent and Trademark Office, two covering audio clips of her voice and one covering a stage photograph, according to Reuters. The trademarks are designed to protect Swift’s voice and likeness from AI replication and deepfake misuse.

Swift’s voice has been used without consent in AI-generated content across advertising, political campaigns and explicit material. Actor Matthew McConaughey made similar filings earlier this year; he told The Wall Street Journal that the goal is to “create a clear perimeter around ownership with consent and attribution the norm in an AI world.”

The legal theory is novel. Audio trademarks do exist; the NBC chimes and MGM’s lion roar are registered. But trademarking a celebrity’s spoken voice as a defense against AI replication has no established precedent in U.S. courts.