Seapoint Finance’s seed round comes shortly after a pre-seed round of €3m in September 2025.

The platform, which the Dublin-based company has dubbed an “AI-powered financial home for start-ups”, was founded in January 2025 by a group of former Stripe and Tide employees, including CEO Sean Mullaney – the former European CIO of Stripe. Seapoint said the new funds will support it to “scale ambitiously across Europe”.

The seed round was led by London-based fintech VC 13books, with participation from other VCs and more than 40 angel investors. Backers included Claire Hughes Johnson (ex-COO, Stripe), Laurence Krieger (ex-UK CEO, Tide and ex-COO, Revolut), Intercom co-founder Des Traynor, and Luke Mackey CEO of Kota, alongside existing investors Frontline Ventures and Tapestry VC.

Michael McFadgen of 13books will join Seapoint’s board.

To coincide with the funding announcement, Seapoint is opening self-service signups to all UK and Ireland founders for the first time, with no waitlist. The platform is aimed at venture-backed start-ups from pre-seed to Series A.

Seapoint claims that in the space of 10 minutes, the platform uses AI to import and connect a start-up’s existing banking information, email and accounting systems to automate reporting, bookkeeping, expense management and payroll. Also on offer are embedded financial products, including multi-currency accounts, payments, cards, treasury and foreign exchange, the aim being to make it a one-stop shop for all financial needs.

“Founders have been stuck stitching together banks, neobanks, payroll tools and spreadsheets for too long,” said Mullaney. “Seapoint gives them a financial home – an AI-native business account with payroll, expenses, treasury, invoices and reporting built in. Connect what you already use in minutes and you have a complete picture of your finances from day one. This funding will enable us to bring that to every ambitious start-up in Europe.”

McFadgen added: “Seapoint is building something Europe’s start-up ecosystem has needed for a long time. The team is moving fast, the product is sharp and the demand from founders is real. We’re backing them to become the financial home for the next generation of European companies.”

Many on the Seapoint team are former founders themselves, including Mullaney, and said they were inspired by the frustrations they experienced first-hand when building a start-up.

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