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Apple Update Frees Families From Sharing Only 1 Payment Option
Tyler Lacoma · 2026-03-19 · via CNET

With the latest OS updates, Apple users on Family Sharing will be able to select their own payment options for new purchases.

Headshot of Tyler Lacoma

Tyler has worked on, lived with and tested all types of smart home and security technology for over a dozen years, explaining the latest features, privacy tricks, and top recommendations. With degrees in Business Management, Literature and Technical Writing, Tyler takes every opportunity to play with the latest AI technology, push smart devices to their limits and occasionally throw cameras off his roof, all to find the best devices to trust in your life. He always checks with the renters (and pets) in his life to see what smart products can work for everyone, in every living situation. Living in beautiful Bend, Oregon gives Tyler plenty of opportunities to test the latest tech in every kind of weather and temperature. But when not at work, he can be found hiking the trails, trying out a new food recipe for his loved ones, keeping up on his favorite reading, or gaming with good friends.

Expertise Smart home | Smart security | Home tech | Energy savings | A/V

Finally, a little financial flexibility is coming to Apple's Family Sharing plan. Apple's iOS 26.4 update won't be available to all iPhone users until March 25, but the release notes include a welcome change. Members of a family group will no longer be bound to only one payment option

An Apple representative didn't immediately respond to a request for comment. 

You can see the change in Apple's new payment details. In the past, Family Sharing allowed you to add people to one group (up to six) so they could share their purchased content. But with that Purchase Sharing feature turned on, everyone in the group was required to use the single payment method chosen by the family organizer. 

This caused many headaches. Family organizers rarely want to be asked for permission or to vet purchases for members they already trust. Some family members resorted to using Venmo to pay each other back, or to buying Apple gift cards and loading them into the account to pay that way.

Apple's menu choices for family sharing including purchase sharing.

Expect new purchase options in Family plans for iOS 26.4.

Apple

iOS 26.4 is removing that hassle.

Soon, Adult family members can be part of Family Sharing and use the individual payment methods they have saved, perhaps to their Apple Wallet, without needing any workarounds. 

Note that this applies only to adult members, so you can still monitor kids' purchases. 

The change to payment methods is just one of the changes Apple is bringing to iOS. Other updates include the ability to change your iPhone's Liquid Glass design and to remove your alarm slider.

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Headshot of Tyler Lacoma

TYLER LACOMA

Editor / Home Security and Smart Home

Tyler has worked on, lived with and tested all types of smart home and security technology for over a dozen years, explaining the latest features, privacy tricks, and top recommendations. With degrees in Business Management, Literature and Technical Writing, Tyler takes every opportunity to play with the latest AI technology, push smart devices to their limits and occasionally throw cameras off his roof, all to find the best devices to trust in your life. He always checks with the renters (and pets) in his life to see what smart products can work for everyone, in every living situation. Living in beautiful Bend, Oregon gives Tyler plenty of opportunities to test the latest tech in every kind of weather and temperature. But when not at work, he can be found hiking the trails, trying out a new food recipe for his loved ones, keeping up on his favorite reading, or gaming with good friends.