The new Velera Ecosystem includes the CUSO’s cloud-native technology stack, called Stellaris, and its intelligence layer, called Atmos, Velera said in a Tuesday (April 14) press release emailed to PYMNTS.

This combination brings together technology, data, risk and payments, according to the release.

“Velera is incredibly proud of the ecosystem we have crafted over the past couple of years, because it’s not just an ecosystem: it’s an engine,” Denise Stevens, executive vice president, chief product and technology officer at Velera, said in the release. “Stellaris and Atmos are unlike anything in the market, with the ability to power credit unions’ products and strategies regardless of where they are or what their tech stacks look like today.”

By continuously processing and structuring real-time data, the Velera Ecosystem provides credit unions with faster onboarding, connected and embedded experiences, unified data and real-time intelligence, opti-channel risk mitigation, and shared components across a connected product universe, according to the release.

In addition, Stellaris enables solutions to be developed once and deployed across products and channels, while Atmos transforms harmonized data across member touchpoints into actionable insights, business intelligence and real-time risk mitigation, per the release.

Velera President and CEO Chuck Fagan wrote in the PYMNTS eBook “2025’s Over/Under: The Bets That Paid Off” that credit unions and the organizations that serve them have seen over the past five years that change rarely follows a straight line and that adaptability is as important as long-term execution.

“For credit unions, the opportunity lies in navigating these shifts while keeping members at the center,” Fagan wrote. “At Velera, we focus on delivering faster, safer and more seamless financial experiences by combining foresight, emerging technology and strategic partnership — helping credit unions not just respond to change, but shape it.”

In another recent move, Velera said Thursday (April 9) that it has expanded its Fintech Engagement Programto include FinTech partners that will offer credit unions discounted pricing, waived fees or other exclusive benefits. The company said this offering launched with six FinTech partners and will expand to include more.