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PYMNTS.com

Google Accelerates Agentic AI Shift With New Enterprise Platform DeFi Security Suffers New Blow With $3 Million Volo Exploit Uninvited Users Access Anthropic’s Mythos AI Model Block and Uber Expand Partnership Across Several Global Markets OpenAI Pledges $1.5 Billion to PE Enterprise AI Project Podcast: Inside the $9 Billion DeFi Hack That’s Shaking Crypto’s Foundations Synchrony CFO Flags Momentum in Spending and Credit Banks Risk Slowing the Emerging Middle Market Firms Driving Growth Paysafe Expands Digital Wallet Availability Across 18 European Markets Bad Data Can Break Good AI in Payments 50% More Digital Shopping Days Put Parents at the Center of Retail’s Shift 65% Call Insurance Essential. Why Most Spending Isn’t So Clear-Cut Amazon Recasts Marketplace Fraud as a Broader Trust Problem Capital One’s Q1 Shifts Attention From Spending to Strategy Lawmakers Question JetBlue About Surveillance Pricing Allegations Small Businesses Stop Chasing Amazon on Delivery Speed Google Embeds AI Into Chrome for 3.5 Billion Users Adobe Plans Outcome-Based Pricing for New AI Product Suite UnitedHealth Spends $1.5 Billion on AI and Wants Double Back MiCA Forces Crypto Firms to Get Licensed or Get Out Prediction Market Kalshi Targets Crypto Perpetuals New York Sues Coinbase and Gemini Over Prediction Markets Amazon and Anthropic Deepen Ties With Investment and Hardware Pact Commercial Loans Show US Economy Defies Sluggish Forecasts The Web Is Gaslighting AI Agents and Nobody Can Tell OCC Enters the Interchange Fight and Raises the Stakes Amazon Dismisses New Evidence in California Antitrust Suit AI Finds Its Best Customer on Main Street Coinbase Opens Services Marketplace for Agentic Commerce Feds Start Processing $127 Billion in Tariff Refunds for Importers Zenskar Raises $15 Million For Agentic-Powered Revenue Automation Payments Modernization Is Insurance’s Next Big Margin Engine How Visa Is Rewiring Bank Infrastructure for the AI Era Instant Payments Grow but the Real Barrier Is Human The Old-School Card Product Banks May Need Most 43% of SMBs Would Pay to Make Purchases in Installments The Real AI Edge in Payments Comes From Better Judgment In the Age of Agentic AI, Data Control Is Power Verizon’s Dan Schulman Tells CEOs to Be Open About AI Job Cuts Walmart Eyes Stores as Warehouse Space for Same-Day Delivery QVC Was TikTok Shop Before TikTok Shop Loop Raises $95 Million to Bridge Supply Chain Data Gap Cursor Eyes $50 Billion Valuation as AI Coding Demand Surges Commercial Lending Rescues Regional Banks From Consumer Slowdown Anthropic and White House Aim to Make Peace in Friday Meeting Home Depot Buys SIMPL Automation to Support Same-Day Delivery The Riskiest Words in B2B: This Is How We’ve Always Done It France Urges Euro Stablecoins to Break Dollar Dependency Importers Prep for Monday Opening of Tariff Refund Portal Permitting Hurdles and Labor Shortages Threaten AI Data Center Timelines Token Freezes Force CFOs to Rethink Stablecoin Risk X Money Tests Whether Social Commerce Can Hold Consumer Deposits Anthropic Briefs EU Regulators on Mythos Cybersecurity Concerns Welcome to Vibe Ordering, ChatGPT Is Taking Your Order Now Nvidia Says AI Can Finally Make Quantum Computing Work QVC Files Chapter 11 to Slash Debt and Pursue Growth Uber Eats Lets Customers Return Their Retail Purchases Financial Officials Sound Alarm About Anthropic’s Banking Risk 71% of Billion-Dollar Firms Face Agent Identity Threats What If Clearing Had Its Stripe Moment? 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And Up for Grabs 44% of Healthcare Treasurers Lack Cash Flow Visibility as Payment Friction Persists OpenAI Targets Pharma Giants With Purpose-Built AI Model California Claims Amazon Punishes Sellers for Lower Prices on Other Sites CFTC Chairman Says AI Helps Agency Run More Like a Business Global Finance Chiefs Call for Mythos Information Sharing Big Bank Earnings Show Digital Activity Drives Deposits OCC Clears JPMorgan Chase After Trade Surveillance Program Upgrade Accounts Receivable Gets an AI Upgrade BNY’s AI Strategy Signals a New Era of Platform Banking Bank of England Probes AI Threats to UK Financial Stability Rising AI Adoption Is Driving Up Enterprise Costs Google Faces EU Order to Share Search Data With Rivals Delivery Robots Lead Grab’s AI Expansion Circle Chief Says China Could Issue Stablecoin in 3 to 5 Years Amex Acquires Hyper to Boost AI and Expense Management Offerings Anthropic Ready to Offer Mythos to British Banks Issuers Face a New Reality as Credit Goes Real Time How Payments Gaps Are Limiting Deposit Growth at Community Banks AI May Run Payments but Humans Still Own the Risk 90% of Millennials Feel Pressure at the Grocery Store The New Checkout Is Where the Best Offer Wins Payments Alone No Longer Cut It for Small Businesses Apple Pushes Siri Programmers to Adopt AI Coding Tools Amazon Sellers Protest Policy Changes With One-Day Ad Boycott FanDuel and DraftKings Fund $41 Million Lobbying Effort by Super PAC Live Nation Loses Antitrust Case Brought by 33 States Fed Beige Book Finds Tax Refund Relief Running Into Higher Gas Prices Anthropic’s New Design Tool Rivals Adobe and Figma Goldman Sachs Seeks SEC Approval for New Bitcoin ETF What AI-Driven Attack Chains Mean for CFOs and CISOs Healthcare’s AI Boom Moves From Bedside to Back Office Accel Prepares to Pour $5 Billion Into Global AI Breakouts Velera Launches Cloud Platform to Modernize Credit Union Tech SoFi Uses Galileo to Power Real-Time FedNow Transfers Palo Alto Founder Eyes Liberty Bank for AI Banking Experiment Surcharge Surge Hits Consumers as Fee Fatigue Sets In Walmart CFO Says Marketplace Revenue Up 20% Over 2025
OpenAI Declares Chat Dead in Shift to Super App
PYMNTS · 2026-06-08 · via PYMNTS.com

OpenAI Super App

OpenAI is reportedly planning the largest overhaul of ChatGPT since it triggered the artificial intelligence wave.

As the Financial Times (FT) reported Sunday (June 7), the startup aims to turn the chatbot into a “super app” that includes coding tools and AI agents in a bid to generate revenue ahead of an initial public offering

These changes are part of a wider reorganization as OpenAI tries to land lucrative business clients as it competes with Anthropic, the report added, citing interviews with more than a dozen current and former employees.

The FT characterizes this effort as a departure for OpenAI, as it focuses more on its coding tool Codex based on the idea that the future of AI is in agents rather than chatbots.

“Chat is dead,” one senior OpenAI employee told the FT.

The report added that OpenAI executives see ChatGPT, which has attracted close to 1 billion users since its debut, as a way to introduce customers to higher-value products. Most people use the chatbot for free, the FT said.

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The report said the upgrades, due to start in the coming weeks, will initially show up as changes to the ChatGPT website and mobile apps, guiding customers to use coding, image-generation and apps from outside partners.

“It will transcend the actual surface … what we’re building towards is where you have your own personal agent that is capable of helping you … across everything in your life, be it personally or at work,” Thibault Sottiaux, who previously ran Codex and now oversees all of OpenAI’s core product and platform, told the FT:

“You can connect through it on your mobile, desktop or web. When you’re in the car, you can talk to it,” he added.

The FT report follows a story from The Wall Street Journal in March about OpenAI’s plans to combine the ChatGPT app, Codex and browser into a desktop super app.

Meanwhile, recent research by PYMNTS Intelligence finds that while ChatGPT is the preferred chatbot for personal use, Anthropic’s Claude has an edge when it comes to workplace AI use. ChatGPT users say they use the tool for things like writing and communication, learning and self-improvement, travel planning, finances, shopping and day-to-day organization.

“Among workers who use Claude, 81% say AI is either essential to their job or significantly enhances their productivity,” PYMNTS wrote last week.

This figure surpasses all other major AI platforms tracked by PYMNTS Intelligence, including Perplexity (79%), Meta AI (76%), Copilot (74%), Gemini (71%) and ChatGPT (71%). 

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