Accurate channel state information (CSI) acquisition is essential for modern wireless systems, which becomes increasingly difficult under large antenna arrays, strict pilot overhead constraints, and diverse deployment environments. Existing artificial intelligence-based solutions often lack robustness and fail to generalize across scenarios. To address this limitation, this paper introduces a predictive-foundation-model-based channel estimation framework that enables accurate, low-overhead, and generalizable CSI acquisition. The proposed framework employs a predictive foundation model trained on large-scale cross-domain CSI data to extract universal channel representations and provide predictive priors with strong cross-scenario transferability. A pilot processing network based on a vision transformer architecture is further designed to capture spatial, temporal, and frequency correlations from pilot observations. An efficient fusion mechanism integrates predictive priors with real-time measurements, enabling reliable CSI reconstruction even under sparse or noisy conditions. Extensive evaluations across diverse configurations demonstrate that the proposed estimator significantly outperforms both classical and data-driven baselines in accuracy, robustness, and generalization capability.