The decomposition of high-density surface electromyography (HD-sEMG) signals into motor unit discharge patterns has become a powerful tool for investigating the neural control of movement, providing insights into motor neuron recruitment and discharge behavior. However, current algorithms, while very effective under certain conditions, face significant challenges in complex scenarios, as their accuracy and motor unit yield are highly dependent on anatomical differences among individuals. This can limit the number of decomposed motor units, particularly in challenging conditions. To address this issue, we recently introduced Swarm-Contrastive Decomposition (SCD), which dynamically adjusts the separation function based on the distribution of the data and prevents convergence to the same source. Initially applied to intramuscular EMG signals, SCD is here adapted for HD-sEMG signals. We demonstrated its ability to address key challenges faced by existing methods, particularly in identifying low-amplitude motor unit action potentials and effectively handling complex decomposition scenarios, like high-interference signals. We extensively validated SCD using simulated and experimental HD-sEMG recordings and compared it with current state-of-the-art decomposition methods under varying conditions, including different excitation levels, noise intensities, force profiles, sexes, and muscle groups. The proposed method consistently outperformed existing techniques in both the quantity of decoded motor units and the precision of their firing time identification. For instance, under certain experimental conditions, SCD detected more than three times as many motor units compared to previous methods, while also significantly improving accuracy. These advancements represent a major step forward in non-invasive EMG technology for studying motor unit activity in complex scenarios.