In recent years, text-to-music models have been the biggest breakthrough in automatic music generation. While they are unquestionably a showcase of technological progress, it is not clear yet how they can be realistically integrated into the artistic practice of musicians and music practitioners. This paper aims to address this question via Prompt Audio Generation User Research Investigation (PAGURI), a user experience study where we leverage recent text-to-music developments to study how musicians and practitioners interact with these systems, evaluating their satisfaction levels. We developed an online tool through which users can generate music samples and/or apply recently proposed personalization techniques based on fine-tuning to allow the text-to-music model to generate sounds closer to their needs and preferences. Using semi-structured interviews, we analyzed different aspects related to how participants interacted with the proposed tool to understand the current effectiveness and limitations of text-to-music models in enhancing users' creativity. Our research centers on user experiences to uncover insights that can guide the future development of TTM models and their role in AI-driven music creation. Additionally, they offered insightful perspectives on potential system improvements and their integration into their music practices. The results obtained through the study reveal the pros and cons of the use of TTMs for creative endeavors. Participants recognized the system's creative potential and appreciated the usefulness of its personalization features. However, they also identified several challenges that must be addressed before TTMs are ready for real-world music creation, particularly issues of prompt ambiguity, limited controllability, and integration into existing workflows.