This study presents a comparative analysis between the speaker embeddings of speech foundation models and human subjective perception of speaker similarity. Human listeners have the ability to judge speaker similarity on a continuous scale discerning how similar two voices are. In contrast, speech foundation models embed speaker characteristics into numerical representation. However, a question remains: does the numerical distance between speaker embeddings in these models truly align with the similarity perceived by humans? To address this, we conduct a comprehensive investigation using more than 40 models to compare model-derived distances with human-perceived similarity scores. Furthermore, we identify which factors in model configuration contribute most to a speaker embedding that mirrors human perception. Our findings provide insights for the development of more perceptually grounded speech foundation models.