Underwater acoustic target recognition is an intractable task due to the complex acoustic source characteristics and sound propagation patterns. Limited by insufficient data and narrow information perspective, recognition models based on deep learning seem far from satisfactory in practical underwater scenarios. Although underwater acoustic signals are severely influenced by distance, channel depth, or other factors, annotations of relevant information are often non-uniform, incomplete, and hard to use. In our work, we propose to implement Underwater Acoustic Recognition based on Templates made up of rich relevant information (hereinafter called "UART"). We design templates to integrate relevant information from different perspectives into descriptive natural language. UART adopts an audio-spectrogram-text tri-modal contrastive learning framework, which endows UART with the ability to guide the learning of acoustic representations by descriptive natural language. Our experiments reveal that UART has better recognition capability and generalization performance than traditional paradigms. Furthermore, the pre-trained UART model could provide superior prior knowledge for the recognition model in the scenario without any auxiliary annotation.