We prove a generalization of the fundamental inequality of Guivarc'h relating entropy, drift and critical exponent to Gibbs measures on geometrically finite quotients of CAT(-1) metric spaces. For random walks with finite superexponential moment, we show that the equality is achieved if and only if the Gibbs density is equivalent to the hitting measure. As a corollary, if the action is not convex cocompact, any hitting measure is singular to any Gibbs density.