We give a structural account of the finite free convolutions of Marcus, Spielman, and Srivastava in terms of reproducing kernel inner products on polynomial spaces and a multilinear model over the squarefree algebra. In this model, additive convolution becomes algebra multiplication, and the nilpotent logarithm linearizes it, recovering the finite free cumulants of Arizmendi and Perales. This perspective leads to a class $\mathcal{LC}_n$ of multilinear polynomials characterized by nonpositivity of higher-order cumulants, closed under additive convolution and satisfying several key permanence properties associated with negatively dependent measures. We show that every graph Laplacian pencil belongs to this class, with higher-order cumulants given by Hamiltonian cycle counts in induced subgraphs.