We prove essentially sharp incidence estimates for a collection of $δ$-tubes and $δ$-balls in the plane, where the $δ$-tubes satisfy an $α$-dimensional spacing condition and the $δ$-balls satisfy a $β$-dimensional spacing condition. Our approach combines a combinatorial argument for small $α, β$ and a Fourier analytic argument for large $α, β$. As an application, we prove a new lower bound for the size of a $(u,v)$-Furstenberg set when $v \ge 1, u + \frac{v}{2} \ge 1$, which is sharp when $u + v \ge 2$. We also show a new lower bound for the discretized sum-product problem.