We introduce and study polystable divisors on a tropical curve, which are the tropical analogue of polystable torsion-free rank-1 sheaves on a nodal curve. We construct a universal tropical Jacobian over the moduli space of tropical curves of genus $g$. This space parametrizes equivalence classes of tropical curves of genus $g$ together with a $μ$-polystable divisor, and can be seen as a tropical counterpart of Caporaso universal Picard scheme. We describe polyhedral decompositions of the Jacobian of a tropical curve via polystable divisors, relating them with other known polyhedral decompositions.