We investigate consensus formation and the asymptotic consensus times in stylized individual- or agent-based models, in which global agreement is achieved through pairwise negotiations with or without a bias. Considering a class of individual-based models on finite complete graphs, we introduce a coarse-graining approach (lumping microscopic variables into macrostates) to analyze the ordering dynamics in an associated random-walk framework. Within this framework, yielding a linear system, we derive general equations for the expected consensus time and the expected time spent in each macro-state. Further, we present the asymptotic solutions of the 2-word naming game, and separately discuss its behavior under the influence of an external field and with the introduction of committed agents.