We introduce a new low-power 13-mg microactuator driven by shape-memory alloy (SMA) wires for underwater operation. The development of this device was motivated by the recent creation of microswimmers such as the FRISHBot, WaterStrider, VLEIBot, VLEIBot+, and VLEIBot++. The first four of these robots, ranging from 30 to 90 mg, function tethered to an electrical power supply while the last platform is an 810-mg fully autonomous system. These five robots are driven by dry SMA-based microactuators first developed for microrobotic crawlers such as the SMALLBug and SMARTI. As shown in this abstract, dry SMA-based actuators do not operate efficiently under water due to high heat-transfer rates in this medium; for example, the actuators that drive the VLEIBot++ require about 40 mW of average power at 1 Hz in dry air while requiring about 900 mW of average power at 1 Hz in water. In contrast, the microactuator presented in this abstract consumes about 150 mW of average power at 1 Hz in both dry air and water; additionally, it can be excited directly using an onboard battery through simple power electronics implemented on a custom-built printed circuit board (PCB). This technological breakthrough was enabled by the integration of a soft structure that encapsulates the SMA wires that drive the actuator in order to passively control the rates of heat transfer. The results presented here represent preliminary, yet compelling, experimental evidence that the proposed actuation approach will enable the development of fully autonomous and controllable submersible microswimmers. To accomplish this objective, we will evolve the current version of the VLEIBot++ and introduce new bioinspired underwater propulsion mechanisms.