Efficient monitoring of sparse benthic phenomena, such as coral colonies, presents a great challenge for Autonomous Underwater Vehicles. Traditional exhaustive coverage strategies are energy-inefficient, while recent adaptive sampling approaches rely on costly vertical maneuvers. To address these limitations, we propose HIMoS (Hierarchical Informative Multi-Modal Search), a fixed-altitude framework for sparse coral search-and-sample missions. The system integrates a heterogeneous sensor suite within a two-layer planning architecture. At the strategic level, a Global Planner optimizes topological routes to maximize potential discovery. At the tactical level, a receding-horizon Local Planner leverages differentiable belief propagation to generate kinematically feasible trajectories that balance acoustic substrate exploration, visual coral search, and close-range sampling. Validated in high-fidelity simulations derived from real-world coral reef benthic surveys, our approach demonstrates superior mission efficiency compared to state-of-the-art baselines.