Cyber risk refers to the risk of defacing reputation, monetary losses, or disruption of an organization or individuals, and this situation usually occurs by the unconscious use of cyber systems. The cyber risk is unhurriedly increasing day by day and it is right now a global threat. Developing countries like Bangladesh face major cyber risk challenges. The growing cyber threat worldwide focuses on the need for effective modeling to predict and manage the associated risk. This paper exhibits a Machine Learning(ML) based model for predicting individuals who may be victims of cyber attacks by analyzing socioeconomic factors. We collected the dataset from victims and non-victims of cyberattacks based on socio-demographic features. The study involved the development of a questionnaire to gather data, which was then used to measure the significance of features. Through data augmentation, the dataset was expanded to encompass 3286 entries, setting the stage for our investigation and modeling. Among several ML models with 19, 20, 21, and 26 features, we proposed a novel Pertinent Features Random Forest (RF) model, which achieved maximum accuracy with 20 features (95.95\%) and also demonstrated the association among the selected features using the Apriori algorithm with Confidence (above 80\%) according to the victim. We generated 10 important association rules and presented the framework that is rigorously evaluated on real-world datasets, demonstrating its potential to predict cyberattacks and associated risk factors effectively. Looking ahead, future efforts will be directed toward refining the predictive model's precision and delving into additional risk factors, to fortify the proposed framework's efficacy in navigating the complex terrain of cybersecurity threats.